Credit Counseling Requirements for Personal Bankruptcy

Before you can declare Chapter 7 bankruptcy or Chapter 13 bankruptcy, you must complete credit counseling through an agency that has been approved by the US Trustee’s Office.  One reason for this is because you may discover that you do not need to file bankruptcy after you’ve undergone counseling.  You may be able to get [...]

What You Need to File Personal Bankruptcy

When filing personal bankruptcy, you will need to supply your bankruptcy attorney with at least:

bank statements for all bank accounts
pay stubs for all income
titles to vehicles
documents pertaining to your 401k accounts
documents/statements for all pension and IRS accounts
documents/statements for all debts (credit card statements, etc.)
tax returns for the past 3 years

If you own a home you [...]

Personal Bankruptcy 101

Personal bankruptcy is a legal way to wipe out your debt. Before you file for bankruptcy, you should have a good understanding of the process and what to expect after filing for bankruptcy.

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